APR is the interest rate calculated across the lifetime of your agreement, including any fees (total cost of credit).
You can use it to compare the cost of similar products from other lenders.
Instead of entering a PIN, you touch your card against the card reader.
Contactless technology uses the same security as chip and PIN, so you’re protected from fraud.
The Co-operative Bank reserves the right to decline any application.
Whether we can offer you credit depends on your circumstances and our lending policy.
0% interest per annum for 24 months on balance transfers.
You should always check to see how long your fixed rate lasts.
Not to be confused with ‘available credit’ (the amount available to spend), your credit limit is the upper limit of what you can borrow on a particular card.
Your credit limit is typically determined by your financial circumstances and requirements when you apply.
Chip and PIN is proven to reduce fraud by making card transactions even more secure.
When making a card payment, just enter the same PIN you use when using an ATM.